Talking About Money Blog
occassional reflections on what money means in our lives.
Diversity in Thinking About Money
If you are having trouble connecting with others in your thoughts about money, consider if neurodiversity (yours or theirs) is the cause.
Get Rid of Your Student Debt, and Get on with Your Life
Use the improvements that the Biden administration is making to the student loan repayment system to create a plan to get rid of your student debt and get on with your life.
How to Avoid Going into Debt
Through reflection and analysis, there are ways to avoid the debt trap.
We Should All Be Advocates
Advocacy needs to be a part of your financial capability practice, as it is just as important as financial counseling and education.
The Challenges of Attaining - and Staying in - the Middle Class
As opposed to the past, it is increasingly more difficult to gain a foothold up the economic ladder – and stay there.
Family Financial Security: An Origin Story
In a way, whiskey played a direct role in fostering my family’s financial security.
Income vs. Wealth; Expenses vs. Investments
Income and expenses sure do look an awful lot like wealth and investments (they call all be represented by dollar bills, after all), but they are not alike. And the difference matters to your clients’ financial security.
We Need to Talk About the Benjamin's
Wealth building for disadvantaged communities needs to be front-and-center of the work of the nonprofit sector.
Maggie Walker, The First Woman to Charter a Bank
Maggie Walker was ahead of her time as an African American woman in creating a bank for her community and greater opportunities for women.
How Learning About Money is Like Learning to Skate
Like the alchemy of creating a new substance, there are necessary factors that need to be present in learning about money…and in learning to ice skate.
No Fair Play in the Credit Score Game
While having a strong credit profile is a key component to unlocking the doors of wealth building opportunities, it is important to understand that even with the best personal financial management, credit scoring algorithms appear to disadvantage certain customers.
Refugee vs Migrant vs Immigrant vs Expatriate
Who you are – and where you are – can impact your ability to achieve financial security.
Putting Your Families Front and Center
The American Families Plan proposes wide-reaching protections to increase educational outcomes, provide subsidies to households caring for the young and/or sick, and make permanent tax credits that serve working families. What could your families achieve with a more fortified social safety net?
How To Achieve Any Financial Goal
Simple -- but not easy -- this one step will clear the path for you to achieve your financial goals.
The Invisibility of Safety Nets
If you have a safety net, you do not realize that others do not have one. If you do not have a safety net, you cannot fathom how others get them. And that’s a problem.
Anyone Can Learn Personal Finance
With careful preparation and program design, you can ensure that all your clients can indeed learn personal finance, even those “I don’t do math” types.
The Question that Could Change Your Life
What is the question that could change the trajectory of your financial life?